May 5th, 2008

you WHAT?!!

Capital One and Deceptive Marketing

Well, isn't it interesting what you find when you go out on the net?

It would appear that Capital One is being sued for deceptive marketing practices. Apparently, while they advertise one thing, they quietly do another. "It's a business decision." Has nothing to do with payment history, credit rating, etc. This apparently started in 2007, the increases in fees and rates. I lost my card about the time this went into effect, and had to get a new one issued, so I might have "accidentally" gotten a delay on the jump because of getting a new number issued.

Apparently, they are also closing card accounts that haven't been used for a while. The theory is that people who have other issues, like making their mortgage payments, might try to use that 0-balance card to keep themselves afloat, and then they might default at some point down the road.

The bottom line is that bankers will always be bankers, and attempt to maximize profit. We consumers are just suckers (as opposed to them, who are bottom feeders).
  • Current Mood
    cynical cynical
What fun!

Off to Karfluki, Saturday

So I grabbed Jordan and Michelle and went off to Karfluki Fest. The drive was long, but we got in some great conversation along the way. Andrew unfortunately had to work, but hey, there is next year. It took me until year 3 to get there, myself. Danced my little feet off, bought a bunch of CDs, and enjoyed much good music. Also got my hair done into an amazing confection of french braids. The *original lineup* of Tempest played, with Showie (Mark Showalter) back for the first time since 1989. And strangely, as I was dancing to everyone, I hadn't changed, myself. It was just suddenly 1989 again, and I was there at a Tempest concert... I had talked to Ian Butler while I was dancing earlier, and he remembers me well, enough that he was kidding Showie about "Hey, don't you remember Jane, who was always there, back in the beginning?"

It was a 3 hour drive home, so we left shortly after 9, and missed the last set and the fire dancers, but oh well, the rest of the day was fantastic! Great conversation on the way home, too.
  • Current Mood
    cheerful cheerful